4.5 months

Min. Investment

৳ 10,000

Projected ROI

18% per annum

Risk Grade



Ahlan Agro is a growing cattle business looking to raise funds for purchasing cattle for their “Ahlan Agro Lalon Project 2022”. They are planning to purchase around 30 bulls which they will rear and sell by Eid-ul Adha 2022. This is a halal buy-and-sell campaign, and investors will be able to enjoy a projected ROI of 6.75% for an investment period of 4.5 months (18% per annum).

Bosila, Dhaka, Bangladesh

Ahlan Agro

৳ 2,012,700 Raised
৳ 0 Being Processed
0 Days Left
Goal: ৳ 1,500,000
The campaign is successful.
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The Business

Accordion Content

Ahlan started their business in 2015 with organic products and spices. Over the years, they have ventured into eggs, poultry, honey and cattle.

In 2021, the business explored Qurbani project by rearing around 19 cattle for 2 months prior to Eid and also renting out the shed to 100+ cattle. 

For the last 3 months, the business has been supplying fresh processed meat to a customer base living in Dhaka from their own farm. During this time, they have developed the know-how of rearing cattle and are now going to start “Ahlan Agro Lalon Project 2022” targeting upcoming Eid-ul Adha in July 2022.

The business promises to deliver cattle to consumers which are free from steroids, growth hormones, antibiotics and are given organic diet only. They are located in Bosila and investors are free to visit their premises.

Address: Bosila Garden City, Bottala Road, Nodir Par, Mohammadpur, Dhaka.

Mr. Sagar Hasnat, owner of Ahlan Agro, started his own venture as a side-project in 2015, while working for an autonomous institution.

He completed his BBA and MBA from IBA (Jahangirnagar University).

Given his academic and family background, he always had a keen interest in business and this passion has led him to grow Ahlan over the years. Sagar wants to leave an impact with quality products and service in the food industry.

  • Promise to provide good quality cattle, which are free of steroids, antibiotics, growth hormones or any other external material
  • Established customer base
  • Planned approach with clear selling proposition to return investor funds

The Contract

Accordion Content

The investment is for a period of 4.5 months, from March 2022 to mid-July 2022.

Projected ROI (total): 6.75%
Projected ROI (annualized): 18%

biniyog.io will NOT charge the investors any fees for its services. 

Example: if someone invests BDT 100k in the project, he/she can expect to receive a total of BDT 106.75k after mid-July 2022.

  • Investors will go into a Murabaha agreement (sale contract) with Ahlan Agro
  • It will be a halal fixed return contract, where Ahlan Agro will be buying bulls from investors at a markup price and pay the amount after the Eid-ul Adha 2022.
  • biniyog.io will act as an agent for the investors and buy the products and take necessary ownership and risk of asset possession on their behalf, and then sell to Ahlan Agro
  • biniyog.io has proposed that a markup price of 6.75% on actual cost will be charged to the business for each bull, and Ahlan Agro has agreed that it’s a fair price for both the business and the investors
  • Investors can expect to get their returns within 21st July 2022

Shariah Compliance

Accordion Content

Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business through buy and sale of assets under a fixed return (Bai Murabaha) agreement.

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content

Livestock business is inherently more risky than most other businesses. biniyog.io has identified several risks and their possible mitigation:

    • Disease or death of an asset (bull), which will result in a loss in capital. 
      For regular check up and diseases, Ahlan Agro will take veterinary services.
      However, even with 10% potential loss (e.g., 2 out of 20 bulls), the business can still earn enough profit by selling the rest 90% and pay back investors.

    • Theft: This risk occurs during transportation and storage, and both would be borne by the business.
      biniyog.io visited the cattle shed and found that there are security measures like high wired fences and closed-circuit (CCTV) cameras along with trusted workers.

    • Cost management and growth of cattle: the major cost of cattle rearing is in food. And ensuring a balanced diet is vital for proper growth.
      Ahlan Agro has previous experience in rearing cattle. They also have an efficient diet plan for the next 5 months, some of which they have already procured at a low cost. 

    • Sale of cattle: Ahlan Agro has a regular stream of customers whom they have served during the last Eid and also continues to serve with their weekend cattle slaughterings.
      They plan to sell the cattle online with some lead time in hand before Eid, and considering the growth of the digital cattle market, this seems feasible.

This is a project based investment. Hence, delay is not expected after Eid ul Adha in mid-July 2022.

biniyog.io will buy the bulls on behalf of investors first and secure the ownership for some time.
This is a necessary risk to ensure Shariah compliance of the transaction.

The cattle will be handed over to Ahlan Agro and they will take responsibility for transportation.
While chances of any damage occurring to the cattle is very low in such a short time of possession, investors will have to keep in mind that responsibility for such damage cannot be borne by the product buyer (Ahlan Agro) during that period of time.

Ahlan Agro will share a security cheque with biniyog.io, which will be encashed in case of any breach of contract.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 15-02-2022

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 15 lac with a stretch goal of BDT 20 lac.