9 months

Min. Investment

৳ 10,000

Projected ROI

16% Annualised

Risk Grade



Bikers Headquarter is an imported spare parts trading and bike repairing shop. The business is seeking funds to bring demanding inventories for their shop and to increase their servicing and sales of spare parts of motorcycles.

This is a “buy-and-sell” (Murabahah) contract where investors can enjoy an ROI of 12%* over 9 months (annualized expected return of 16%).

*subject to investment risk (details below)

Uttara, Dhaka, Bangladesh

Bikers Headquarter

৳ 1,656,649 Raised
৳ 120,000 Being Processed
0 Days Left
Goal: ৳ 800,000
The campaign is successful.
By Jannat
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The Business

Accordion Content

Bikers Headquarter is a one-stop solution for Motorcycles that specializes in every work related to the Motorcycle. The owner started this business on October 10, 2018, by himself on a small scale and started the workshop after completing his MBA. With time, the business has faced substantial growth. Till now, Bikers Headquarter has served around 40,000 customers and retained a good number of a customer base as their regulars and opened up a workshop of 2000 sq. ft. Currently, the business provides motorcycle service, paint, and modification, and sells spare parts and accessories. Bikers Headquarter is working on two segments: servicing and selling parts and accessories; which complement each other and in turn increase the sales of both segments. The business is well known among the bikers community and gaining popularity and customers from social media as well. 

The business needs funding to purchase imported spare parts and bike accessories to cater to its increasing need for bike servicing.

Office/Factory Address:  Road-9 avenue,House-17 Sector 15E, Dhaka 1230

Explore:    Facebook Page | YouTube


💡 Is the business Shariah-compliant?

The business model (selling spare parts of bikes and servicing) is Shariah-compliant.

However, according to our Shariah Advisors, biniyog.io and the investors will NOT be liable if the day-to-day operations of the business are not fully Shariah-compliant.

This is because investors will be going into a Murabaha (sale contract), not profit-sharing or partnership. Please find contract details in the “Contract” section below.

💡 Is there any investment risk involved?

Investments have risks by definition, especially if they are halal. Please find possible risk details for this campaign in the “Risk” section below.

Written by the business

I’m MD Parvez Sarker. After completing my MBA, I started this business. During my studies, I was the official photographer of our university and also a wedding photographer. Currently, I’m running this business which is now affiliated with 5+ biker communities.

  • Spare parts selling and bike repairing under one roof. 
  • Mostly cash transactions. 
  • Working with a large network of customers from the bikers community.
  • The owner has an experience of 6 years.

The Contract

Accordion Content

The investment is for a period of 9 months, from February 2024 to November 2024.

Projected ROI: 12%

Projected ROI (annualized): 16%

Example: if someone invests BDT 100k in the project, he/she can expect to receive a total of BDT 112k in November 2024.

biniyog.io will be charging investors a 11.11% fee on their profits. Example: If an investor invests BDT 100k and makes a profit of 113.5k in 9 months, biniyog.io will charge 1.5k as a service fee. This means investors will be keeping 88.89% of the profits generated. The net ROI for the investors will be 12% for 9 months (16% annualized) after deducting biniyog.io’s fee.

  • Investors will go into a Murabahah agreement (sale contract) with Bikers Headquarter to purchase spare parts of bikes.  
  • It will be a “buy-and-sell” process where investors will first buy products through biniyog.io. Bikers Headquarter will then buy those items from investors on credit and pay the amount over 9 months.
  • biniyog.io will act as an agent for the investors and buy the products, take necessary ownership and risk of asset possession on their behalf, and then sell to Bikers Headquarter.
  • biniyog.io has proposed a price to Bikers Headquarter for the products after considering a minimum 13.5% profit on the actual cost of product procurement and Bikers Headquarter has agreed to it. Investors will be getting a net of 12% profit after deducting biniyog.io‘s service charge on investor profit.
  • Investors can expect to get their returns over 9 months.

Shariah Compliance

Accordion Content

Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest in the business through the buying and sale of assets under a “buy-and-sell” (Murabahah) agreement. 

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content
  • Intense market Competition: The market for spare parts for bikes in Bangladesh is highly competitive. For example, there are numerous bike repair shops and spare parts sellers in Dhaka. So, it is already challenging for the business to maintain the quality of products and customer services.   
      • Bikers Headquarter’s strategy: Bikers Headquarter provides high-quality products and services. With their customer-friendly prices and after-sales services, they’ve attained a good amount of regular customer base. Moreover, the business offers some premium and exclusive products that enable them to attract the customer base more easily. As the business specializes in bikes only, bikers tend to favor it more for its expertise.
  • Price volatility of imported products: Most bike spare parts are bought from local suppliers who import them from overseas. This brings uncertainties, especially in the current dollar crisis situation.   
        • Bikers Headquarter’s strategy: The business is not only dependent on its spare parts selling business. It also has a bike repairing wing that drives in revenue every month.  
  • Deferred payments from the buyers: Bikers Headquarter serves many retail customers. However, the business sometimes receives the payment after the completion of servicing. The business often has to wait for a few days to get the payments.
          • Bikers Headquarter’s strategy: Bikers Headquarter has been doing business with its clients for 6 years now. It has built a good rapport with them. As the business is serving retail customers, many of the clients have become regular to them and most of the transactions are done through cash and bank.

biniyog.io has done in-house analyses of the projected returns of the business and they are expected to be able to repay on time, if not hugely impacted by macroeconomic issues.

biniyog.io will buy the products on behalf of investors first and secure ownership. The products will then be handed over to Bikers Headquarter within a very short time frame.

Bikers Headquarter would have the right to reject the products due to quality etc. The risk is expected to be minimal since Bikers Headquarter themselves will be choosing the items before biniyog.io buys them.

Bikers Headquarter will share a personal guarantee security cheque with biniyog.io. Moreover, a guarantor will be introduced in the contract to add an extra layer of security for the investors.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 22-01-2024

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 8 lacs with a stretch goal of 10 lacs.