6 months

Min. Investment

৳ 10,000

Projected ROI

16.5% (annualized)

Risk Grade



Billir Dokan sells imported cat food, toys, accessories, litter, and pet medicines, etc. The business is looking to purchase cat food (Trendline) products directly from importers in bulk to avail special prices and sell it through both wholesale and retail.  

Investors can expect to get an ROI of 8.25%* over 6 months.

Billir Dokan completed 10% repayment of its previous Campaign. The business will be repaying the 40% which will amount to a total of 50% repayment completion of the previous campaign shortly before the initiation of this campaign’s contract.

*subject to investment risk (details below).

Mirpur, Dhaka., Bangladesh

Billir Dokan [2]

৳ 3,794,848 Raised
৳ 10,000 Being Processed
0 Days Left
Goal: ৳ 2,000,000
The campaign is successful.
By Nerob
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The Business

Accordion Content

Written by Billir Dokan – verified by biniyog.io 

Billir Dokan is one of the fastest-growing Pet products shops in Bangladesh. It sells food, accessories, toys, medicine, and litter for cats & dogs. The business has targeted a niche market where competition is low. It has a range of about 500+ imported products. With 12 employees, comfortable sales & large inventory, Billir Dokan has established a strong online and offline presence that allows them to acquire new customers and retain the current customers at the same time. Having a large customer base lets the business generate good sales volume. The business buys products from specific distributors and importers. Currently, the business is looking to purchase products (food, accessories, etc.) in bulk to avail a special discount. This will increase the current level of profit margin of the business.  

Billir Dokan already completed 10% repayment of its previous Campaign, and will be paying 40% more before this new contract is signed.

Office/Factory Address: Address: H-14, Rd-25, Block-D, Mirpur-10. Dhaka.
Explore: Facebook

💡 Is the business Shariah-compliant?

  • The business model (selling pet food, litters and accessories) is Shariah-compliant
  • However, according to our Shariah Advisors, biniyog.io and the investors will NOT be liable if the day-to-day operations of the business are not fully Shariah-compliant.

    This is because investors will be going into a Murabaha (sale contract), not profit-sharing or partnership. Please find contract details in the “Contract” section below.

💡  Is there any investment risk involved?

Investments have risks by definition, especially if they are halal. Please find possible risk details for this campaign in the “Risk” section below.

Written by Billir Dokan – verified by biniyog.io 

Nadvir Ahsan Zim is a graduate, majoring in Finance, from University of Dhaka. Previously, he has served in the Bangladesh Army as an officer Cadet. He had to leave the Army after getting injured during training. He started his business with a very small amount of capital. His business currently generates around BDT 10 lacs+ revenue per month on an average.

  • Educated owner with passion and clear understanding of the business.
  • Strong online and offline presence.
  • Good transaction records with the current suppliers.
  • Consistent turnover.

The Contract

Accordion Content

The investment is for a period of 6 months, from January 2024 to July 2024.

Projected ROI: 8.25%
Projected ROI (annualized): 16.5%

Example: if someone invests BDT 100k in the project, he/she can expect to receive a total of BDT 108.25k in July 2024.

biniyog.io will be charging investors an 17.5% fee on their profits. Example: If an investor invests BDT 100k and makes a profit of 10k in 6 months, biniyog.io will charge 1.75k as a service fee. This means investors will be keeping 82.50% of the profits generated. The net ROI for the investors will be 8.25% for 6 months (16.5% annualized) after deducting biniyog.io’s fee.

  • Investors will go into a Murabahah agreement (sale contract) with Billir Dokan to purchase pet food.  
  • It will be a “buy-and-sell” process where investors will first buy products through biniyog.io. Billir Dokan will then buy those items from investors on credit and pay the amount over 6 months.
  • biniyog.io will act as an agent for the investors and buy the products, take necessary ownership and risk of asset possession on their behalf, and then sell to Billir Dokan.
  • biniyog.io has proposed a price to Billir Dokan for the products after considering a minimum 10% profit on the actual cost of product procurement and Billir Dokan has agreed to it. Investors will be getting a net of 8.25% profit after deducting biniyog.io‘s service charge on investor profit.
  • Investors can expect to get their returns over 6 months.

Shariah Compliance

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Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business through buy and sale of assets under a fixed return (Bai Murabaha) agreement.

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content
  • Failure of importers to deliver sufficient supplies: The dollar crisis situation has created a problem for the businesses dependent on import-based products. As Billir Dokan mostly deals with import-based products, this may be a significant risk faced by the business if the dollar crisis situation further worsens.
    • Billir Dokan’s strategy: The business has established good connections with some suppliers and importers. Therefore, the business is able to get information ahead of time regarding the demand and supply of the traded products. Moreover, the business will be buying products in bulk with the raised fund to avoid any supply crisis specifically.
  • Inflation and macroeconomic issues: Prices of almost everything have gone up worldwide and coupled with the devaluation of taka, this is making products costlier especially for the imported products This trend of price hike is likely to continue throughout this year according to many economic research. Additional significant price hikes can hurt the revenue stream of businesses such as Billir Dokan
    • Billir Dokan’s strategy: The customer base of Billir Dokan is price inelastic. Due to this reason, price hikes normally do not hurt the revenue level of the business. Rather businesses such as Billir Dokan flourished during the pandemic when the price of cat food and accessories shot up significantly. This lets the business have the space to make business moves strategically even during a time of economic crisis. 
  • Competitive market and shifts in market demand: There is high competition in the market of pet foods and accessories which might prevent the business from increasing prices continually matching with the inflation as it will reduce its customers. The business is keeping products solely for cats which is causing the business to face an opportunity cost in the arena of other pet products.
    • Billir Dokan’s strategy: Billir Dokan is providing products to both the retail and wholesale segment which allows the business to have a high turnover of goods within a short time. 

biniyog.io has done in-house analyses of the projected returns of the business and they are expected to be able to repay on time, if not hugely impacted by macroeconomic and import related issues.

biniyog.io will buy the products on behalf of investors first and secure ownership. The products will then be handed over to Billir Dokan within a very short time frame.

Billir Dokan would have the right to reject the products due to quality etc. The risk is expected to be minimal since Billir Dokan themselves will be choosing the items before biniyog.io buys them.

Billir Dokan will share a personal guarantee security cheque with biniyog.io. Moreover, a guarantor will be introduced in the contract to add an extra layer of security for the investors.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 05-01-2024

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 20 lacs, Stretch goal 5 lacs.