8 months

Min. Investment

৳ 10,000

Projected ROI

16% per annum

Risk Grade



Cattle Ranch Bangladesh is a cattle rearing and selling farm business that sources different size and quality bulls from different locations of the country. The business is seeking fund for purchasing bulls mainly targeting the Eid-ul-adha 2024.

The business has successfully repaid 100% its repayment on time of its previous campaign. Investors can expect to get an ROI of 10.66%* over 8 months . *subject to investment risk (details below)

Kamrangirchar, Hazaribag, Dhaka, Bangladesh

Cattle Ranch Bangladesh [2]

৳ 545,539 Raised
৳ 0 Being Processed
0 Days Left
Goal: ৳ 2,000,000
The campaign is successful.
By Saif
63 Campaigns | 0 Loved campaigns

The Business

Accordion Content

Written by Cattle Ranch Bangladesh

We started in 2018 with our first dairy project starting with 5 cows and started our first fattening project in 2019 and have been successful till these. We started with 5 bulls in 2019 and till today we have been able to rear and trade more than 550+ cattle. We have been working in this industry for 5 years and recently we have diversified our business in cattle food industry.

The business has successfully repaid 100% its repayment on time of its previous campaign.

Farm address: Munshi Hati Masjid road (near Badsha Mia School), Kamrangirchar, Hazaribagh, Dhaka

Explore: Facebook 

💡 Is the business Shariah-compliant?

  • The business model (selling bulls) is Shariah-compliant.
  • However, according to our Shariah Advisors, biniyog.io and the investors will NOT be liable if the day-to-day operations of the business are not fully Shariah-compliant.

    This is because investors will be going into a Murabaha (sale contract), not profit-sharing or partnership. Please find contract details in the “Contract” section below.

💡 Is there any investment risk involved?

Investments have risks by definition, especially if they are halal. Please find possible risk details for this campaign in the “Risk” section below.

Written by Cattle Ranch Bangladesh

Mr. Farhan Ashraf Malik is the owner of Cattle Ranch Bangladesh. He is looking to grow his business by onboarding external partners so that he can cater to the Eid-ul Adha demand.

In his words:

“I studied ACCA. After finishing my studies I joined my family business and from a young age have a fascination about bulls, which like everyone we used to buy in our religious occasion of Eid-ul Adha. From there, passion led me to achieve a goal of having my own bull farm. Now its successful and we plan to make this farm into one of the best in town.”

  • Having two setups (one in Dhaka and another in Pabna) for sourcing and rearing cows allows the business to source good quality cows.
  • Significant online presence lets the business to attract customers more easily.
  • Selling mid-range to premium-range bulls during eid. 
  • Experience of rearing and trading 550+ cows

The Contract

Accordion Content

The investment is for a period of 8 months, from November 2023 to June 2024.

Projected ROI: 10.66%
Projected ROI (annualized): 16%

biniyog.io is offering a 100% discount on the service charge of investor profit for this campaign. 

Example: If someone invests BDT 100k in the project, he/she can expect to receive a total of BDT 110.66k by June ‘24.

  • Investors will go into a Murabahah agreement (sale contract) with Cattle Ranch Bangladesh for purchasing different price-ranges and qualities of bulls.
  • It will be a “buy-and-sell” process where investors will first buy cattle through biniyog.io. Cattle Ranch Bangladesh will then buy the cattle from investors on credit and pay the amount over 8 months in 1 instalment.
  • biniyog.io will act as an agent for the investors and buy the cattle, take necessary ownership and risk of asset possession on their behalf, and then sell to Cattle Ranch Bangladesh
  • biniyog.io has proposed a price to Cattle Ranch Bangladesh for the cattle after considering a minimum 10.66% profit on actual cost of product procurement. Cattle Ranch Bangladesh has agreed to it.

Shariah Compliance

Accordion Content

Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business through buy and sale of assets under a fixed return (Bai Murabaha) agreement.

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content
  • Death of an asset: Livestocks bear the risk of sudden death. In such cases, business incurs a loss of capital.
    • Cattle Ranch Bangladesh’s strategy: After purchase, the business takes vet services from two vets who are well-known in this line of work. Having proper veterinary services available reduces the chance of death of livestocks significantly. Moreover, the business keeps a good level of profit margin from selling the bulls. Therefore, unfortunate accidents might be resolved by the business by taking proper measures.
      Point to note here is that, once the cattle has been sold to the business, investors do not bear any liability of disease or death, and the business is liable to repay investors.  
  • Mismatch with expected level of growth after rearing: After raising the bulls for the intended period of time, there is a possibility that the growth won’t be as anticipated. The business’s profit margin might be significantly impacted by this.
    • Cattle Ranch Bangladesh’s strategy: The business maintains proper diet plans for the livestock. The business owner has ample experience of tracking and predicting the growth of the cattles.The business will be trading on a 3-month-cycle basis. Therefore, the business will be selling out the bulls with less growth along with the rest of the bulls of that batch.
  • Price hike of cattle feed: Price of almost everything has gone up in recent days. If the price of cattle feed goes up significantly, the profit margin of the business might be hurt significantly. 
    • Cattle Ranch Bangladesh’s strategy: The business owner has his own cattle feed business that lets him avail special discounts on the price. This also lets the business avoid price uncertainty.

biniyog.io will buy the bulls on behalf of investors first and secure ownership. The bulls will then be handed over to Cattle Ranch Bangladesh within a very short time frame.

Cattle Ranch Bangladesh would have the right to reject the bulls due to quality etc. The risk is expected to be minimal since Cattle Ranch Bangladesh themselves will be choosing the bulls before biniyog.io buys them.

This is a necessary risk to ensure Shariah compliance of the transaction.

The business is Qurbani (Eid-ul Adha) focused. The business will receive payments right before Eid, and are not expected to delay payments more than 10 days after Eid. 

Cattle Ranch Bangladesh will share a security cheque with biniyog.io. Moreover, a guarantor will be introduced in the contract for adding an extra layer of safety for the investors.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 18-02-2023

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 20 lac.