6 months

Min. Investment

৳ 10,000

Projected ROI

17% annualized

Risk Grade



Fab Technologies Ltd (FTL) is a one-stop IT solution company with services ranging from connectivity, Solutions to advanced Security. FTL is looking to raise funds to increase product inventory and cater to corporate clients.  


This is a “buy-and-sell” (Murabahah) contract where investors can enjoy an ROI of 8.5%* over 6 months (annualized expected return of 17%).

*subject to investment risk (details below)

Mohakhali DOHS, Mohakhali, Dhaka, Bangladesh

Fab Technologies Ltd.

৳ 1,339,000 Raised
৳ 120,000 Being Processed
0 Days Left
Goal: ৳ 700,000
The campaign is successful.
By Saif
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The Business

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Written by Fab Technologies Ltd.

Fab Technologies Ltd commenced its journey in 2016 with a vision to redefine security and technological innovation. The company specializes in Cloud-Based Surveillance Solutions, Networking, and IT product Supplies. FTL was formed in July 2016 with two directors experienced in IT and Computer Science with the vision to popularize Security systems, computers, and other automation technologies in Bangladesh. From the beginning, we have focused on the development of customized hardware & software for CCTV Systems, Time and Attendance Machine Systems, Burglar Alarm Systems, Door interlock Systems, and other automated systems.

Fab Technologies was recognized as the “Hikvision Authorized Value Added Service Provider”. Currently, the company is serving a diverse clientele including the Garments industry and the Education Institute sector. The funds will propel us to new heights by catering to the high demand for IT equipment. Visit our website www.ftlbd.org, and feel free to connect with us at our Mohakhali DOHS. Let’s shape the future together through innovation and technological excellence!

Office/Factory Address:  House-268 (Ground Floor), Road-19, New D.O.H.S, Mohakhali,Dhaka-1206

Email: info@ftlbd.org


Mobile: +8801324418861

Explore:    Facebook Page | Website | LinkedIn


💡 Is the business Shariah-compliant?

The business model (selling routers, laptops, desktops, accessories, printers, cameras, monitors, and other software products) is Shariah-compliant.

However, according to our Shariah Advisors, biniyog.io and the investors will NOT be liable if the day-to-day operations of the business are not fully Shariah-compliant.

This is because investors will be going into a Murabaha (sale contract), not profit-sharing or partnership. Please find more about contract details in the “Contract” section below.

💡 Is there any investment risk involved?

Investments have risks by definition, especially if they are halal. Please find possible risk details for this campaign in the “Risk” section below.

Sujit Halder is the Managing Director of Fab Technologies Ltd. He completed his B.Sc. in Mathematics. He worked as the Business Development Manager of PayMe Payroll Management Solution for 6 years. He has been directing the company for the last 5 years with a vision to propel Fab Technologies Ltd toward a future defined by excellence and groundbreaking solutions. 

Personal profile: LinkedIn

  • Providing diverse services of IT Management support in corporate levels.
  • Working with multiple renowned brands in BD such as ShopUp, Shikho, Singer, East West University, Milvik Bangladesh, Next Venture, Siam City, FoodPanda, etc.
  • Authorized Value Added Service Provider of Hikvision.

The Contract

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The investment is for a period of 6 months, from December 2023 to May 2024.

Projected ROI: 8.5%

Projected ROI: 17% (annualized) 

Example: If someone invests BDT 100k in the project, he/she can expect to receive a total of BDT 108.5k by May ’24.

biniyog.io is offering a 100% discount on the service charge of investor profit.

  • Investors will go into a Murabaha agreement (sale contract) with Fab Technologies Ltd for purchasing Electronic products in bulk for facilitating work orders and keeping inventories.
  • It will be a “buy-and-sell” process where investors will first buy the products through biniyog.io. Fab Technologies Ltd will then buy those products from investors on credit and pay the amount after 6 months.
  • biniyog.io will act as an agent for the investors and buy the products, take necessary ownership and risk of asset possession on their behalf, and then sell to Fab Technologies Ltd.
  • biniyog.io has proposed a price to Fab Technologies Ltd for the products after considering a minimum 8.5% profit on the actual cost of product procurement and Fab Technologies Ltd has agreed to it.

Shariah Compliance

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Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business through buy and sale of assets under a buy-and-sell (Bai Murabaha) agreement.

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content
  • Market Risks: There is a high competition in the tech industry of BD which may affect the market share and pricing. Changes in technology trends can make certain services or products of FTL obsolete.
    • Fab Tech Ltd.’s Strategy: FTL is providing a diverse branch of services such as IT Management support, Communication solution, Office automation soution, Integrated Security System Solution, Intercom/PABX/IP telephone System, Hardware System Servicing etc to cater a wide range of clientele. FTL tries to provide all Kinds of ICT Accessories at an affordable price and superior quality.

  • Supply Chain Disruptions: The availability of quality products on time could be disrupted due to factors like price fluctuations, supply conditions, or geopolitical issues.
    • Fab Technologies Ltd.’s strategy: Fab Technologies Ltd has connections with many local suppliers who import products of high quality brands. Moreover, the business also has connections with importers for procuring products that are hard to find domestically.
  • Deferred payments from buyers: Fab Technologies Ltd serves some of the very renowned brands of Bangladesh. However, the orders received from such brands come with a condition of deferred payments. Moreover, some of the businesses often delay payment. As a result, there is a chance of repayments getting delayed.
    • Fab Technologies Ltd.’s strategy: Ftl has been doing business with such brands for a long time now. As a result, Fab Technologies Ltd gets access to a good amount of orders every month. As the orders have become quite frequent, the deferred payments have become part of its payment chain resulting in an almost uninterrupted payment system. Besides that, FTL has a factoring arrangement with a reputed financial institution which allows it to get working capital at times of need.

  • Technological Risks: Defects in software and hardwares can lead to customer dissatisfaction, disrupt operations and require costly replacements or repairs. Besides that, rapid advancements may render current technologies outdated, impacting competitiveness.
    • Fab Technologies Ltd.’s strategy: FTL is providing free deliveries for all orders over $99. It has a policy of 90 days return if the goods have any problems. It has a secured payment platform for consumers and provides 24/7 support to gain the confidence and loyalty of the customers. Solution wing of FTL has been working to provide a wide range of solutions over partnering different international companies. Continuous research and development enables FTL to provide different innovative security solutions, integrated systems and manageable dashboards involving a series of hardware and software.
  • Political instability: There might be some macroeconomic turmoil towards the end of 2023 before the general election. This may impact the business.

biniyog.io has done in-house analyses of the projected returns of the business and they are expected to be able to repay on time considering their cash flow.

biniyog.io will buy the products on behalf of investors first and secure ownership. Fab Technologies Ltd would have the right to reject the products due to quality etc. The risk is expected to be minimal since Fab Technologies Ltd will choose the items before biniyog.io buys them.


This is a necessary risk to ensure Shariah compliance of the transaction.

Fab Technologies Ltd will share installment cheques and a security cheque. Moreover, a guarantor will be introduced in the contract to add an extra layer of security for the investors.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 07-11-2023

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 7 lac.