Duration

9-10 months

Min. Investment

৳ 10,000

Projected ROI

14.9%-16.5%

Risk Grade

B+

Overview

Orange Trade International is a packaging goods manufacturer who provides premium carton packaging, poly production and diverse printing services. The business is currently serving many renowned brands alongside local businesses. The business is looking forward to expanding its capacity to cater to more work-orders by increasing the stock of raw materials. 

Investors can expect to get an ROI of 12.375%* over 9-10 months (14.9%-16.5% annualised). *subject to investment risk (details below)

Keraniganj, Dhaka, Bangladesh

Orange Trade International

৳ 280,668 Raised
৳ 80,000 Being Processed
7 Days Left
Raised:
8.02%
Goal: ৳ 3,500,000
Minimum amount is ৳ 10000 Maximum amount is ৳ 1750000
৳  Download App
By Jannat
24 Campaigns | 0 Loved campaigns

The Business

Accordion Content

Written by Orange Trade International Limited – verified by biniyog.io ✅

Orange trade international supplies premium carton packaging, food-grade poly production and multilevel printing services. It was started in 2017. The business has its own manufacturing facilities with 22 factory workers. All product packaging is made from eco-friendly materials. Work-orders are acquired from many renowned corporate & local businesses & products are prepared according to their demands. We’re looking to expand our capacity to serve more work-orders. Thus, we need the funds to increase our stock of raw materials to cater more work-orders for renowned clients. 

Address: 

Factory: Teghoria bus station, Road -, Bonnogram Road , South Keraniganj . Dhaka

Head office: Advanced Tecnohaven Tower, Holding 12/4, Suit # E – 5(404), 4th floor, Plot-03,Road- 02,Sadek Hossain Khoka Road, Motijheel C/A,Dhaka (1000),Bangladesh.

FAQ:
💡 Is the business Shariah-compliant?

  • The business model (manufacturing carton packaging, food-grade poly production & printing services) is Shariah-compliant
  • However, according to our Shariah Advisors, biniyog.io and the investors will NOT be liable if the day-to-day operations of the business are not fully Shariah-compliant.

This is because investors will be going into a Murabaha (sale contract), not profit-sharing or partnership. Please find contract details in the “Contract” section below.

💡 Is there any investment risk involved?

Investments have risks by definition, especially if they are halal. Please find possible risk details for this campaign in the “Risk” section below.

Written by Orange Trade International Limited – verified by biniyog.io ✅

Kowsar Alam completed his MBA (major in HRM) from Eastern university and LLB from Dhanmondi Law College. Previously, he acted as an officer (HR & Admin), and supply chain manager at Leeu Fashion Limited. He started as a trader in this line of business & later on established his own manufacturing plant. 

Currently, he is the Chief Executive Officer (CEO) and founder of Orange Trade International. 

  • Serving work-orders of many renowned brands such as Golden Harvest, Daraz, Rangpur Dairy, etc. 
  • Owner with significant industry experience and networking. 
  • Verified work-order acquiring. 

The Contract

Accordion Content

The investment is for a period of 10 months, expected from June 2024 to April 2025. If everything goes smoothly, it may be completed as early as 9 months, by March 2025.

Projected Return on Investment (ROI): 12.375%

biniyog.io will be charging investors a 13.16% fee on their profits.

Example: If an investor invests BDT 100k and makes a profit of 14.25k in 9 months, biniyog.io will charge 1.875k as service fee. This means investors will be keeping 86.84% of profits generated. The net ROI for the investors will be 12.375% after deducting biniyog.io’s fee.

  • Investors will go into a Murabahah agreement (sale contract) with Orange Trade International for purchasing raw materials to produce packaging goods according to the demand placed by customers.
  • It will be a “buy-and-sell” process where investors will first buy products through biniyog.io. Orange Trade International will then buy those items from investors on credit and pay the amount.
  • biniyog.io will act as an agent for the investors and buy the products, take necessary ownership and risk of asset possession on their behalf, and then sell to Orange Trade International 
  • biniyog.io has proposed a price to Orange Trade International for the products after considering a minimum 14.25% profit on actual cost of product procurement. Orange Trade International has agreed to Investors will be getting a net of 12.375% profit after deducting biniyog.io’s service charge on investor profit.
  • Investors can expect to get their returns over in 2 instalments:
    • 10% by January ’25
    • 90% by April ’25

Shariah Compliance

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Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business through buy and sale of assets under a buy-and-sell (Bai Murabaha) agreement.

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content
  •  Inflationary & macroeconomic effect: Orange Trade International has to continuously purchase raw materials for manufacturing packaging goods. Due to the inflationary pressure, the number of work-orders from clients might see a significant reduction for some time.
    • Orange Trade International ’s strategy: The business has been able to create a good customer base with filtered payment history. Moreover, the business keeps getting work-orders continuously from its current customers. 
  • Possibility of price hike of raw materials: The current situation of the raw materials market for Orange Trade International is unstable mainly because most of the required raw materials are imported goods. Thus, the current foreign reserve crisis may trigger a notable hit on the suppliers’ ability to import the goods. Any price volatility may result in a time lag in procurement or may result in an abnormal price hike of the required products of Orange Trade International. Sudden abnormal price hikes may also result in significant decrease in sales.  
    • Orange Trade International’s strategy: The business has strong connections with its suppliers. So, they are able to schedule the procurement according to their needs on time. Thus, the business is able to mitigate this uncertainty to a tolerable point.
  • Delayed Payment from clients: Delayed payment from the corporate clients may create cash shortage for the business. which will affect the smooth production and procurement cycle of the business ultimately. 
    • Orange Trade International ’s Strategy: The business has an established ( some of them are renowned businesses) customer base who has almost no history of untimely payments. Moreover, the business has been able to maintain good business-relationships with many of its clients. This enables them to filter out clients with below standard payment history. 

biniyog.io has done in-house analyses of the projected returns of the business and they are expected to be able to repay on time, if not hugely impacted by macroeconomic issues.

biniyog.io will buy the products on behalf of investors first and secure ownership. The products will then be handed over to Orange Trade International within a very short time frame.

Orange Trade International would have the right to reject the products due to quality etc. The risk is expected to be minimal since Orange Trade International themselves will be choosing the items before biniyog.io buys them.

This is a necessary risk to ensure Shariah compliance of the transaction.

Orange Trade International will share installment cheques with biniyog.io. A guarantee security cheque will also be kept from the business owner. Moreover, a guarantor will be introduced in the contract for adding an extra layer of security. 

Disclaimer

This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 06-06-2024

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 35 lac.