18 months

Min. Investment

৳ 20,000

Projected ROI


Profit Payout

Every 3 months


APYZ Safe Foods Ltd., an agri-based business, is seeking to raise working capital which they will invest in expanding their business. Every 3 months Safe Foods will share 35% of their generated profits with all of their investors which will be distributed as per each investor’s ratio in their total assets. The invested amount and final profits (if any) will only be returned to the investor at the end of the investment period (18 months).

Dhaka, Bangladesh

Safe Foods

৳ 1,221,500 Raised
৳ 0 Being Processed
0 Days Left
Goal: ৳ 1,000,000
The campaign is successful.
13 Campaigns | 0 Loved campaigns

The Business

Accordion Content

APYZ Safe Foods Agro Ltd. is an agriculture based private company which started from 2016. Safe Foods is a social movement against adulteration and harmful effects of different food items that we consume daily and the directors directly supervise the quality of the products delivered.

The directors of the company are social entrepreneurs, consisting of graduates from Bangladesh Agricultural University, Mymensingh. Currently, they have branded products like “Safe broiler”, “Safe egg”, Honey, Mustard Oil, Ghee, Brown sugar, Rice etc.

Their business is located in Mymensingh, and the products are distributed in Dhaka, Mymensingh, Chattogram and Sylhet.

Renowned brands like Khaas Food and Sabuj Udyog regularly purchase their produce.

In 2020, they generated a profit of 28%.

With the new investment, Safe Foods is aiming to expand their business into feed mills and beef farms.

Head Office: House-33, Road-5, Block-B, Banasree, Dhaka
Mymensingh Office: Ali Manson, 47/17, Kewatkhali Power House Mymensingh

Chairman & CEO: Muhammad Ahsan Habib
Mr. Ahsan Habib is highly passionate about entrepreneurship and has 12+ years of experience in social entrepreneurship and business. He got a social entrepreneur award by English Olympiad in 2018.

Mr. Ahsan wants sustainable development in the agricultural sector in Bangladesh and has devoted himself to the development of poultry industry as well as livestock and agriculture.

Major value propositions of the business include:

  • Understanding and experience of the market
  • Established and loyal customer base (both wholesale and retail). Renowned brands like Khaas Food and Sabuj Udyog regularly purchase their produce.
  • In 2020, they generated a profit of 28%
  • More profit is expected if their expansion plans are successful (ROI of feed mill is usually much higher than layer farms)

The Contract

Accordion Content

Investment period is 18 months, from Oct ’21 to Mar ’23.

Projected ROI (total): 12-16%
Projected ROI (annualized): 8-11%

biniyog.io will charge a 3% fee on any profit generated before disbursing to investors. This is to help us maintain operational costs.

If someone invests BDT 100k, they can expect to receive BDT 112-116k over the investment period.

This means they will get a profit share of BDT 2-3k (approx.) every 3 months and the original amount of 100k after 18 months.

This return estimate is after deduction of service charge from the profits, and no charge will be made on the principal amount.  (The return is a projection and subject to risk associated with the business).

  • Profits will be shared  with the investor every 3 months
  • biniyog.io will look at the financial documents for verification before profit disbursement
  • biniyog.io will disburse all payouts in the individual investor’s preferred bank account 
  • The principal investment amount will only be returned to the investor at the end of the investment period (18 months) along with any additional final profits 

Shariah Compliance

Accordion Content

Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business under a partnership (Musharakah) agreement that makes them eligible for receiving profits generated by the business.


biniyog.io has consulted AAOIFI-certified scholars and received approval about business activities of Safe Foods and the contracts being made to facilitate investment.

Risk Mitigation

Accordion Content

Our in-house finance experts have analyzed Safe Foods’ business model and (unaudited) financial documents which they maintain by an automated software. biniyog.io will keep monitoring the financials every quarter before disbursement of profit.

Due to the pandemic, there is always a risk of falling demand for any products. However, demand for agri products has remained relatively inelastic in the last 1.5 years, so produce is expected to be sold. This risk is further mitigated by Safe Foods by having an established and loyal client base (both wholesale and retail).

Perishable goods: Excellent maintenance and distribution channel to ensure least wastage.

Diversification: Safe Foods is diversifying their business from Layer and broiler chicken farms, eggs, and beef fattening. They are introducing Feed Mill, dairy farm and expanding the retail and wholesale business. So, any reduction of demand from a single source will be mitigated by diversification into other clients or business units.

We have interviewed existing investors who confirmed that they always receive profits from Safe Foods on time every 3 months.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, we shall return your transferred amount.

Return of your capital is not guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io does NOT share investment advice. This is only a platform to open halal investment opportunities to people. 

biniyog.io does risk assessment and mitigation to a certain extent, but will not be liable if the business does not perform as per expectation. You are advised to do your own due diligence.

For any questions, please use the chat icon on the right or leave a message.

  • 17-09-2021

    This campaign is now live on biniyog.io!

    The funding campaign has started.The primary target is BDT 10 lac and stretch goal is BDT 15 lac.
  • 26-09-2021

    Campaign duration extended by 2 days!

    Since there is still some quota of investment left, we are extending the campaign till Tuesday, 28th Sep. This will also allow us to take into account the bank transfer processing time for a few others.
  • 26-09-2021

    Min. investment reduced to BDT 20k!

    Some of you have reached out to us, and one important feedback we received was that you would like to invest a smaller amount at this moment. We want to give the ability to participate in our campaign to more people, so the min. investment for the Safe Foods campaign has been reduced to BDT 20,000.
  • 29-09-2021

    Campaign successfully ended!

    We have successfully met the primary target of BDT 10 lac and raised more than 40% of our stretch goal of BDT 15 lac. Investors will start getting returns from January 2022 insha-allah.