6 months

Min. Investment

৳ 10,000

Projected ROI

15% per annum

Risk Grade



Unishopr is looking to raise funds to facilitate import of pre-ordered products. Customers from Bangladesh can order products from US, Malaysia and India, and UniShopr imports on their behalf by charging a fee. Your financing will help them cater to a higher range of customers. This is a halal “buy-and-sell” (Murabaha) campaign, and investors will be able to enjoy an ROI of about 15%* (annualized) for an investment period of 6 months.

*subject to investment risk (details below)

Niketon, Dhaka, Bangladesh


৳ 1,500,000 Raised
৳ 0 Being Processed
0 Days Left
Goal: ৳ 1,500,000
The campaign is successful.
13 Campaigns | 0 Loved campaigns

The Business

Accordion Content

Unishopr is a unique platform that allows customers to pre-order products from foreign countries (US, India, Malaysia). They facilitate the purchase on behalf of customers and sells to them after importing.

UniShopr ensures this convenient digital logistics service through a sharing economy and crowd-sourcing model. Cross-border travellers can monetize their unused luggage space which in turn supports the local consumers who wish to shop from international marketplaces. In a broader perspective, this concept aims to ignite a significant growth of the global e-commerce industry.

The platform has been growing fast in both B2B and B2C spaces. Currently their funding requirement is mostly to fulfil B2B work orders from customers they have already worked with previously.

Explore:  Website | Facebook

Md Mohiminul Haque is a well-educated entrepreneur with a Bachelor’s degree in Industrial and Production Engineering (IPE) and a Masters degree in Supply Chain Management.

He has been involved in international logistics, business development and technology management over the last 5 years. Mohimin is very passionate about learning new technologies and believes in result-driven projects. At present, he is working to improve the logistics industry by putting smart logistics systems in place.

  • Educated founder with industry experience and domain knowledge
  • Products are pre-ordered by established customer base, so inventory risk is negligible
  • Established logistics channels through their registered agents, so importing hassle is minimised

The Contract

Accordion Content

The investment is for a period of 6 months, from end of June 2022 to December 2022, payment to be cleared by the first week of January 2023.

  • Projected ROI (for the duration of the project): 7.5%
  • Projected ROI (annualized): 15%

biniyog.io will NOT charge the investors any fees for this service. 

Example: if someone invests BDT 100k in the project, he/she can expect to receive a total of about BDT 107.5k by first week of January 2023 in instalments.

  • Investors will go into a Murabaha agreement (sale contract) with Unishopr
  • It will be a “buy-and-sell” contract, where investors will first buy products that Unishopr needs and Unishopr will then buy those items from investors on credit at a markup price and pay the amount in pre-agreed instalments.
  • biniyog.io will act as an agent for the investors and buy the products and take necessary ownership and risk of asset possession on their behalf, and then sell to Unishopr
  • biniyog.io has proposed that a markup price of 7.5% on actual cost (product and transportation) will be charged to the business, and Unishopr has agreed to it
  • Investors can expect to get their returns in 6 months and 4 instalments:
    • 20% by first week of Oct’22 & Nov’22 – 2 instalments
    • 30% by first week of Dec’22 & Jan’23 – 2 instalments

Shariah Compliance

Accordion Content

Investors appoint biniyog.io as an agent to deal on their behalf (Wakalah) and invest into the business through buy and sale of assets under a buy-and-sell (Bai Murabaha) agreement.

biniyog.io‘s Shariah advisors have approved the basis and application of this Murabahah contract.

Potential Risks

Accordion Content

Unishopr is a logistics-based e-commerce business – they buy products that their customers pre-order and sell after importing them.

In the current global economic state, operational costs may vary frequently for any import-based business, impacting their overall import costs. However, this may not be a major issue for Unishopr since the cost will be distributed to their B2B customers. Even if a single B2B customer reduces their order, Unishopr still has scope to acquire new B2B customers in an untapped market space.

biniyog.io has cross-checked the order size and business dealings with Unishopr B2B customers, and found that they have been satisfied so far with Unishopr‘s services.

Unishopr has two transportation modes at the moment – through travellers who register with them and usual cargo shipping.

Transporting through individuals has minimal risk. On the other hand, cargo freights also have a low chance of mis-managing products. However, if any such case occurs, they reimburse part of the product purchase price, not the full amount.

In this scenario, biniyog.io will buy the products on behalf of investors first to secure the ownership. (This is a necessary risk to ensure Shariah compliance of the transaction).

Since investors will have ownership till products reach Bangladesh, they have to consider the risk of any issues that may occur during import. This risk will be managed to some extent by transporting some of the products through travellers instead of using the entire funding for cargo shipment.

The instalment structure has been arranged such that the business can roll the funds throughout Eid-al-Adha season and not be burdened by large amounts of capital going out.

biniyog.io has done in-house analyses of the projected returns of the business, and they are expected to be able to repay on time.


Please note that the business may be given an incentive in the form of a discount on early repayment, which can only come in effect if the investors agree.

Following example is an illustration:
If the business repays within 4 months, the markup profit can be 6% (instead of 7.5%). This benefits both parties – the business has to pay back less and investors get their money back faster at a higher annual rate of return (e.g. 6% in 4 months means 18% per annum)

Unishopr will share instalment cheques with biniyog.io. A personal guarantee security cheque will also be kept from the business owner.


This investment opportunity is based on a first come first serve basis. Your investment is secured only after your transfer-proof has been received. If the investment quota is already filled, your transferred amount shall be returned.

Return of your capital is NOT guaranteed. Investment, by default, requires a risk appetite. Past performance is not a guaranteed indicator of future outcomes.

biniyog.io only acts as a consultant to the investor and the business, and does NOT manage funds for any party.

biniyog.io does risk assessment to a certain extent, but will NOT be liable if the business does not perform as per expectation.

For any questions, please use the chat icon on the right or leave a message.

  • 08-06-2022

    This campaign is now live on biniyog.io!

    The funding campaign has started. The target is BDT 15 lac.
  • This campaign period has been extended

    The period financing has been extended by 5 days with a stretch goal of BDT 17 lac!